Thank you, Veterans.

First Of all on this Veterans Day We would like to thank all of our Vets for their service. “God Bless America!”

Veterans may qualify for a special type of mortgage called a VA Loan.
What is a VA Loan?
A VA loan is type of mortgage, provided by a private lender. These loans are guaranteed by U.S. Dept of Veterans Affairs These loans were created to offer American Veterans and their spouse long term financing with some great benefits.

How does a VA Loan benefit me?
No money down loans and no Mortgage Insurance (PMI)
Credit scores can be in the 620 range for VA loans. Often VA loans have lower interest rates which means a lower monthly payment for you. VA loans have limits on the closing costs.

  • What do I need to do to qualify?
    One of the first things you should do is to apply for your (COE) Certificate of Eligibility . Veterans will need to show proof of military service,the DD Form 214 which is the discharge from active duty certificate will confirm this. See if you qualify
    Those that are still serving will need to provide the following
    *  Veteran’s full name
    *  Social Security Number
    *  Date of birth
    *  Branch of service
    *  Rank
    *  Active duty entry date
    *  Current date of separation
    *  Unit of assignment and current duty location
    *  Duration of lost time, if any
    *  Last Discharge
    *  Type of Discharge, and
    *  Name of the command providing the information

Some Other Facts to know
You can use your entitlement more than once as long as your previous loan was paid off. Homes must be move in ready condition, they can not be fixer uppers. The home must be your primary residence. There are no prepayment penalty fees so if you decide to pay your loan off early you can.

Contact Tawni to get started!    (608)633-2913


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